Shop now, pay later with Klarna!
We’ve partnered with Klarna to provide you with easy payment options at checkout, so you can buy what you want, when you want.
What is Klarna?
Klarna is a global payment solutions provider that works with retailers to provide customers the smoothest online shopping experience. Klarna is in over 170,000 online stores and has more than 70 million users globally.
How to checkout with Klarna?
1. Add your favorite items to the cart and select “Klarna” at checkout.
2. Enter basic information and know instantly if you’re approved.
3. Klarna will send you an email confirmation and payment reminders.
4. Complete all future Klarna purchases with just a single click.
You shop, you choose how to pay.
4 interest-free installments
Split your purchase into 4 equal payments so you can spread the cost of your purchase over time. Enter the credit or debit card of your choice for automatic payments every two weeks beginning at the time your order is confirmed (usually the shipping date). No interest or added fees when you pay on time!
Requirements about pay in 4 interest-free installments at ChicCurve:
1. Klarna is only available to customers with a US resident address.
2.Klarna may only be used on purchases made on chic-curve.com, and the order value must be between $1 and $1000.
1st payment: Order confirmation
2nd payment: 2 weeks later
3rd payment: 4 weeks later
Final payment: 6 weeks later
Note: If you do not meet the above payment conditions for Klarna, you can click here to see other available payment options.
Returning your order
If you return your goods, Klarna will automatically reduce the amount you owe.
If you already paid for a refunded order, Klarna will refund the balance back to your original payment method.
Frequently Asked Questions
1. Will I be notified about my installments?
Klarna notifies customers with payment reminders via SMS and email before each payment is due.
2. When is my first Klarna payment due?
Your first payment of 25% of the total purchase price is due at the time of checkout. The remaining three payments will be billed automatically, every two weeks from the first payment date.
3. Can I pay off my Klarna installments early?
Of course! You can log in to Klarna's official website and then choose the order you wish to pay off early on Customer Portal.
4. Is there a fee to use Pay later in 30 days or 4 interest-free installments?
There are no fees when you follow the payment schedule. Please review product terms for applicable fees.
5. Why can't I pay with Klarna?
The decline reason is displayed in a pop-up message, which appears at checkout, when you can’t use Klarna to pay.
Follow the instructions in the pop-up message before attempting to make another purchase.
We understand it can be frustrating if you experience that not all or no Klarna payment options are available to you when making a purchase - especially having been approved in the past. Different factors are being assessed in real time to help our customers balance debt risk and stay on top of their spending.
How the automated approval assessment works
For each order attempt, in addition to your Klarna payment history, information from the credit bureaus is used to check your credit history, such as if you paid off other credits on time, or if you have too much outstanding debt elsewhere.
Every purchase attempt generates a new automated approval assessment based on available credit bureau decision data in real time, so one rejection does not mean that future purchases will always be declined.
Good to know: Our customer service agents do not have additional information about the automated decline reason, based on credit reference agency decision data, and are not able to change or influence the decision.
Learn more about Klarna
You can visit the Klarna website here for a detailed list of FAQs and to check out Klarna’s Privacy Policy here.
